Umbrella Insurance
Umbrella Insurance in Washington, Oregon, and Arizona
Umbrella Insurance
Sometimes, your primary insurance policies may not provide enough coverage for major accidents or claims. Umbrella insurance acts as an extra layer of protection above your home, auto, and other policies, providing additional liability coverage when you need it most.
What Does Umbrella Insurance Cover?
Umbrella insurance provides extended liability coverage. It typically covers:
Bodily Injury
Protection if you’re found liable for injuries to others, such as in a car accident.
Personal Property Coverage
Covers damages you cause to someone else’s property, like their car or home.
Legal Fees
Provides coverage for legal defense costs if you’re sued.
Claims Above Policy Limits
Covers claims that exceed the limits of your auto, homeowners, or other policies.
Frequently Asked Questions
Do I need umbrella insurance?
If you have significant assets or are at risk of being sued for an accident or injury, umbrella insurance is a smart choice to ensure you have enough protection.
How much umbrella coverage do I need?
The right amount of coverage depends on your personal assets, lifestyle, and potential risks. Our team can help you determine the appropriate coverage level.
Does umbrella insurance cover business-related incidents?
Umbrella insurance typically covers personal liability. If you need business coverage, consider a separate business umbrella policy.
