Fire Insurance
Fire Insurance in Washington, Oregon, and Arizona
Fire Insurance
A fire can strike at any time, putting your home or business at risk. Fire insurance is an essential part of your coverage to protect your property and belongings from devastating damage. At DFG Insurance, we offer comprehensive fire insurance policies to ensure that you’re fully covered.
What Does Fire Insurance Cover?
Fire insurance protects you from the financial impact of a fire. Typical coverage includes:
Dwelling Coverage
Covers the cost to repair or rebuild your home after a fire.
Personal Property Coverage
Protects your personal belongings, including furniture, clothing, and electronics, from fire damage.
Loss of Use
Covers temporary living expenses if your home becomes uninhabitable due to fire damage.
Frequently Asked Questions
Does my homeowners insurance cover fire damage?
Yes, most homeowners policies include fire coverage. However, it’s important to review your policy to ensure that fire is covered, as exclusions may apply.
Does fire insurance cover wildfires?
Fire insurance typically covers all types of fires, including wildfires, unless explicitly excluded in your policy. If you live in a wildfire-prone area, you may want to consider additional coverage.
How can I prevent fire damage?
Regularly inspect your home for fire hazards, install smoke detectors, and keep fire extinguishers accessible. Some insurers also offer discounts for homes with fire-resistant features.
