Auto Insurance
Auto Insurance in Washington, Oregon, and Arizona
Auto Insurance
Your car is more than just a mode of transportation—it’s an essential part of your daily life. At DFG Insurance, we understand the importance of having the right auto insurance coverage to protect you, your passengers, and your vehicle. Whether you’re cruising around Port Angeles, navigating the roads of Oregon, or driving through Arizona, we’ll help you find the best rates from top-rated insurance providers.
We take the time to understand your needs, offering personalized guidance to ensure your auto insurance policy offers the right coverage at a competitive price.
What Does Auto Insurance Cover?
Auto insurance is designed to protect you against a wide range of incidents on the road. Here are the key coverages that come with most auto insurance policies:
Liability Coverage
Covers bodily injury or property damage that you cause to others in an accident.
Collision Coverage
Pays for damage to your own vehicle after an accident, regardless of fault.
Comprehensive Coverage
Protects your car from non-collision events, such as theft, vandalism, or natural disasters.
Personal Injury Protection (PIP)
Covers medical expenses for you and your passengers after an accident, regardless of fault.
Uninsured/Underinsured Motorist Coverage
Protects you if you’re hit by a driver who lacks insurance or carries insufficient coverage.
Frequently Asked Questions
Do I need full coverage auto insurance?
Full coverage typically includes liability, collision, and comprehensive coverage. If you have a loan or lease on your car, full coverage may be required. However, even without these obligations, full coverage can offer better protection.
Will my auto insurance cover rental cars?
Many auto insurance policies provide coverage for rental cars, but it’s important to verify your policy specifics. If you’re unsure, our team can help you review your options.
How can I lower my auto insurance premium?
You can lower your premium by bundling auto and home insurance, choosing a higher deductible, maintaining a good driving record, or installing safety features like anti-theft devices.
Does auto insurance cover personal property?
Auto insurance generally doesn’t cover personal property inside your vehicle. However, your homeowners or renters insurance might cover your personal belongings in the event of theft or damage.
