Commercial Auto Insurance
Commercial Auto Insurance in Washington, Oregon, and Arizona
Commercial Auto Insurance
If your business relies on vehicles for deliveries, client visits, or transporting goods, you need commercial auto insurance. DFG Insurance offers customizable commercial auto insurance policies that cover your fleet and drivers against a wide range of risks.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance provides essential coverage for vehicles used for business purposes. Common coverages include:
Liability Coverage
Covers injuries or property damage caused by your vehicle while driving for business purposes.
Collision Coverage
Pays for damage to your business vehicle after an accident, regardless of fault.
Comprehensive Coverage
Covers damage to your business vehicle from non-collision events like theft, vandalism, or weather-related damage.
Uninsured/Underinsured Motorist Coverage
Protects your business if you’re hit by a driver who lacks insurance.
Frequently Asked Questions
Do I need commercial auto insurance if I use my personal car for business?
Yes, if you’re using your personal vehicle for business purposes (e.g., deliveries, client meetings), you need commercial auto insurance to ensure adequate coverage.
How is commercial auto insurance different from personal auto insurance?
Commercial auto insurance covers vehicles used for business activities, while personal auto insurance covers vehicles used for personal use only. Commercial policies have higher limits and additional coverages for business needs.
Can I insure a fleet of vehicles under one policy?
Yes, commercial auto insurance allows you to insure a fleet of vehicles under a single policy for convenience and cost savings.
