Flood Insurance
Flood Insurance in Washington, Oregon, and Arizona
Flood Insurance
Flooding can happen when you least expect it, and standard homeowners insurance typically doesn’t cover flood damage. At DFG Insurance, we offer flood insurance to protect your property, belongings, and investments from the devastating effects of floods.
What Does Flood Insurance Cover?
Flood insurance provides protection specifically for water damage caused by flooding. Typical coverage includes:
Building Property Coverage
Covers your home’s structure and foundation from flood damage.
Personal Property Coverage
Covers belongings inside your home, such as furniture, electronics, and clothing, from flood damage.
Basements and Crawlspaces
Covers damage to basements and crawlspaces, including items like appliances and furnaces.
Frequently Asked Questions
Does my homeowners insurance cover flood damage?
Standard homeowners insurance does not cover flood damage. However, flood insurance can be added to your policy for comprehensive protection.
What areas need flood insurance?
Flood insurance is recommended in flood-prone areas, especially near rivers, lakes, or coastal regions. Your flood risk can be assessed using FEMA’s flood zone maps.
How much does flood insurance cost?
The cost of flood insurance varies based on the location of your home, the value of the property, and the coverage limits you select. We’ll help you get an accurate quote for your specific needs.
