Property Insurance
Property Insurance in Washington, Oregon, and Arizona
Property Insurance
Your property is one of your most valuable assets, so protecting it with the right insurance is crucial. DFG Insurance offers property insurance solutions that safeguard your home, rental property, or business property against damage from unforeseen events. We work with top insurers to offer you competitive coverage options.
What Does Property Insurance Cover?
Property insurance covers a wide range of risks to protect your physical property. Common coverages include:
Dwelling Coverage
Protects the structure of your home or building from damage due to fire, storms, vandalism, and more.
Personal Property Coverage
Covers belongings inside your property, such as furniture, electronics, and clothing, from theft, fire, or other incidents.
Liability Protection
Offers coverage for injury or damage you cause to others on your property.
Loss of Income
For business property, this coverage helps protect your income if your business is forced to close due to property damage.
Frequently Asked Questions
What’s the difference between property insurance and homeowners insurance?
Homeowners insurance typically includes property insurance but also covers personal liability, living expenses, and more. Property insurance focuses on protecting the structure and contents of your property alone.
Does property insurance cover natural disasters?
Coverage for natural disasters depends on your policy and the type of disaster. Flood insurance, for example, is not included in standard property insurance but can be added separately.
Is property insurance required by law?
Property insurance is not required by law unless you have a mortgage. However, it is highly recommended to protect your investment.
