Specialty Coverage
Specialty Coverages in Washington, Oregon, and Arizona
Specialty Coverage
Every business and individual has unique needs, and sometimes standard insurance policies don’t provide the coverage you need. DFG Insurance offers a variety of specialty coverages tailored to protect your unique risks. From cyber liability to professional liability, we’ll help you find the right protection for your specific situation.
What Does Specialty Coverage Include?
Specialty coverages are designed to fill gaps in traditional insurance policies, ensuring you’re fully protected. Some common options include:
Cyber Liability Insurance
Protects against data breaches, cyberattacks, and online fraud that could harm your business.
Professional Liability Insurance
Covers claims of negligence or errors in professional services, ideal for businesses like consultants, doctors, and lawyers.
Event Insurance
Provides coverage for special events, including weddings, corporate events, or festivals, against cancellation, property damage, or liability.
Pollution Liability Insurance
Covers environmental risks and clean-up costs for businesses that may pose environmental hazards, such as manufacturing or waste management.
Directors and Officers Insurance
Protects company directors and officers from legal claims related to their decisions and actions while running the company.
Frequently Asked Questions
Do I need specialty insurance if I already have general liability?
If your business faces unique risks that aren’t covered by general liability, such as cyber threats or professional errors, specialty insurance can help provide the coverage you need.
What’s the difference between general liability and professional liability insurance?
General liability covers bodily injury and property damage, while professional liability covers claims related to errors or mistakes in your professional services.
Can I bundle specialty coverages with my other policies?
Yes, many specialty coverages can be bundled with your existing business policies for added convenience and potential savings. Contact us to explore options.
